If you’re an avid shopper at Ross, you may wonder if the store accepts Apple Pay as a payment method. Apple Pay is a mobile payment and digital wallet service that allows users to make payments using their iPhone, iPad, or Apple Watch.
Does Ross Accept Apple Pay?
The good news is that Ross does accept Apple Pay as a payment method. This means you can use your iPhone, iPad, or Apple Watch to make purchases at Ross without taking out your credit card or cash.
Simply hold your device near the contactless reader at the checkout counter and authenticate the payment with your fingerprint or passcode.
Remember that while Ross accepts Apple Pay, not all stores may have a contactless payment terminal.
However, most locations should have one, and you can always ask a store associate if you’re unsure.
What are Ross Stores?
If you’re looking for a department store offering discounted prices on name-brand items, Ross Dress for Less may be the perfect option.
Ross Stores is a discount retailer that provides clothing, home goods, toys, and more at prices that are often lower than what you would find at other department stores.
One of the great things about Ross Stores is that they offer various products, so you can find everything you need in one place.
Whether you’re looking for a new outfit, a piece of furniture, or a toy for your child, you can find it at Ross.
What is Apple Pay?
Apple Pay is a digital wallet service developed by Apple Inc. that allows users to make secure, convenient, and fast payments using their Apple devices such as iPhone, Apple Watch, and iPad.
The service uses Near Field Communication (NFC) technology, which allows users to make contactless payments at participating merchants.
To use Apple Pay, you must add your credit or debit card information to the Wallet app on your device.
Once your card is added, you can use Apple Pay to make in-store, online, and in-app purchases without physically presenting your card.
Through the Messages app, you can also use Apple Pay to send and receive money with friends and family.
Payment Options at Ross
When shopping at Ross, you have several payment options available to you.
These payment options include cash, debit card, credit card, checks, and gift cards.
Cash
If you prefer to pay with cash, Ross accepts it at all of their stores.
Credit/Debit cards
You can also pay with a debit card, including Visa, American Express, Mastercard, and Discover.
Credit cards, including Visa, American Express, Mastercard, and Discover, are also accepted.
Check
If you prefer to pay with a check, Ross accepts personal checks, but they must be approved by Certegy.
If you’re unsure if your check will be approved, you can ask a cashier before purchasing.
Gift Cards
Ross also offers gift cards, which can be purchased online or in-store.
These gift cards can be used to pay for your purchases and make a great gift for friends and family.
Other Accepted Mobile Payment Systems
In addition to Apple Pay, Ross also accepts other popular mobile payment systems such as Samsung Pay, Google Pay, and PayPal.
These payment systems allow you to make purchases with just a tap of your phone, making the checkout process quick and convenient.
Samsung Pay
Samsung Pay is a mobile payment system that works with Samsung smartphones and smartwatches.
It uses both NFC and MST technology to allow you to make payments at virtually any payment terminal.
Google Pay
On the other hand, Google Pay is a mobile payment system that works with Android smartphones and allows you to make payments with just a tap of your phone.
PayPal
PayPal is a popular online payment system that also offers a mobile payment option. With PayPal, you can link your bank account or credit card and make purchases at Ross and other retailers that accept PayPal.
How to Use Apple Pay?
Using Apple Pay is a simple and secure way to purchase without needing physical cash or a card.
Here’s how to use Apple Pay on your iPhone or Apple Watch:
1. Add your cards to the Wallet app
Open the Wallet app on your iPhone and tap the plus (+) sign in the top right corner. Follow the prompts to add your credit or debit card. You can also add your cards by going to Settings > Wallet & Apple Pay > Add Credit or Debit Card.
2. Use Touch ID or Face ID
Once you’ve added your card to the Wallet app, you can authenticate your purchases with Touch ID or Face ID.
Hold your finger on the Touch ID sensor or look at your iPhone’s Face ID camera to confirm your purchase.
Hold your device near the payment terminal
When you’re ready to make a purchase, hold your iPhone or Apple Watch near the payment terminal and wait for the confirmation beep or vibration. You don’t need to open the Wallet app or wake your device.
Confirm your purchase
After your device has been authenticated, your card’s device account number will be transmitted to the payment terminal. You may be asked to sign or enter a PIN to complete your purchase.
Ross Online Shopping Payment Methods
When shopping at Ross online store, you have several payment options to choose from. Ross accepts the following payment methods:
- Credit cards: Visa, Mastercard, American Express, and Discover.
- Debit cards: Visa and Mastercard.
- PayPal
To use a credit or debit card, you must enter your card information during the checkout process.
Ross does not store your card information, so you must re-enter it each time you make a purchase.
If you prefer to use PayPal, you can select it as your payment method during checkout.
You will then be redirected to the PayPal website to log in and complete your purchase.
You can also pay with Apple Pay while making online purchases.
Apple Pay in Other Retail Stores
If you’re wondering whether Ross accepts Apple Pay, you may also be curious about other retailers that accept this payment method.
Fortunately, many popular stores now accept Apple Pay, making it easy to pay for purchases with just a tap of your iPhone or Apple Watch.
Some of the retailers that accept Apple Pay include Walgreens, Best Buy, Costco, CVS, Lucky, Office Depot, Petco, Petsmart, Safeway, Staples, Target, Trader Joe’s, Hobby Lobby, Walmart, Adidas, Kohl’s, Macy’s, Dairy Queen, Denny’s, Jamba Juice, and KFC.
With Apple Pay, you can securely store your credit and debit card information on your device and use it to make purchases in-store, online, and in apps.
What if your Apple Pay payments get declined?
If your Apple Pay payment gets declined, there can be several potential reasons for this issue. Here are some common reasons and steps you can take to resolve the problem:
Insufficient Funds
The most common reason for payment decline is adequate funds in your linked bank account or credit card. Make sure you have enough funds available to cover the transaction.
Card Not Supported
Apple Pay or the specific merchant’s payment system might not support some cards. Check if your card is eligible for Apple Pay and if the merchant accepts Apple Pay.
Expired or Invalid Card
Ensure that the card you’re trying to use is not expired and that the card information entered in your Apple Pay settings is accurate.
Technical Glitch
Sometimes, technical glitches or connectivity issues can lead to payment failures. Try restarting your device, ensuring you have a stable internet connection, and retrying the payment.
Merchant Restrictions
Some merchants might have specific restrictions on using Apple Pay for certain types of transactions or purchases. Verify if the merchant supports Apple Pay and if there are any limitations.
Security Concerns
If your bank or credit card company detects unusual or suspicious activity, they might decline the payment as a security measure. Contact your bank or card issuer to confirm and resolve any security concerns.
Location Restrictions
If you’re trying to make a payment in a region where your card is not authorized, the payment might be declined. Check if your card is set up for international transactions if needed.
Limit Exceeded
Your bank or card issuer could set a daily or transactional spending limit. Verify if you’ve reached your limit and consider contacting your bank to increase it if necessary.
Incorrect Information
Double-check that you’ve entered the correct card details, billing address, and other relevant information when setting up Apple Pay or making a payment.
Contact Apple Support
If you’ve ruled out all of the above reasons and your payment is still being declined, contacting Apple Support for assistance might be helpful.
Frequently Asked Questions
Does Ross accept PayPal?
Yes, Ross does accept PayPal as a payment option.
Does Ross have tap-to-pay?
Yes, Ross does have tap-to-pay. They accept contactless payments from credit and debit cards with the contactless symbol.
What other stores offer Apple Pay as a payment option?
Many stores now offer Apple Pay as a payment option, including major retailers like Target, Walgreens, and Best Buy. Check with your local stores to see if they accept Apple Pay.